YOU WILL DISCOVER
No “Dead Equity”, Leverage Equity And Put It To Work.
The wealthy don’t sit on “dead equity”, they seek out ways to leverage their equity and put it to work. Because it allows them to multiply the number of assets they have which in turn results in faster wealth appreciation.
Tax Advantages Of Using Borrowed Fund To Invest.
The wealthy get tax benefits because they borrowed the money to actively contribute/invest in the growth of the economy & the expansion of wealth. When you borrow to invest, as long as the investment has the capability of generating income, then the government let’s you write the interest off.
Debt Doesn’t Appreciate, It Loses Value Over Time.
The debt doesn’t appreciate, it has servicing costs (interest), but the debt is static. Not only is it static, but it loses value over time.
Assets & Income From Assets Appreciate With Inflation
While the debt stays static, the assets and the income that the assets generate tend to appreciate with inflation.
Rising cost of living, everything is more expensive today than just a few years ago (not just housing).
Mortgages are significantly larger, interest rates are higher and affordability is on the decline.
Incomes aren’t keeping up, lifestyle is being impacted, savings is the first thing to go!
We’re living longer, cost of living is up, savings are down and retirement plans are being adjusted.
Pressures here to stay, inflation never stops, we need better strategies to deal with the realities of today.
Back in the 80s, a Canadian financial planner - Fraser Smith - noticed that many wealthy Canadian citizens, with the assistance of expensive tax accountants and lawyers, were deducting the interest on their primary residential mortgage - giving them an unfair financial advantage.
Fraser learned that these wealthy people were monetizing the rules of tax deductibility that were little known to ordinary Canadians.
Being a savvy financial planner, Fraser immediately created a financial strategy leveraging this tax law and shared it with a close group of friends, family, and private clients.
Those who had goals of becoming a millionaire, buying their dream homes, starting their own businesses and paying off their mortgages faster.
Years later, Fraser Smith decided to share his financial strategy with the rest of the Canadians. He wrote a book revealing his complete strategy publicly.
Nick guides his clients through their mortgage financing and sets them up for success, making this typically complex process efficient and stress-free.
Nick’s mortgage financing process is seamless. Throughout each step, he works closely with realtors, accountants, and lawyers, committing to timely & consistent communication with his clients and their diverse team of professionals.
With more than 20 years of experience in the financial services industry, Nick has developed a leading set of strategies to help his clients execute their real estate and wealth objectives. He is passionate about working one-on-one to guide them and provide solutions for their financing challenges.
Before moving to Canada, Nick founded and managed his successful mortgage brokerage in Australia. He developed the expertise to assess his clients’ finances and advise them to make the right borrowing decision for their unique circumstances and long-term goals.
Nick prides himself on having a 100% client-centric philosophy. Open communication, respect and integrity are at the core of every decision.
Nick guides his clients through their mortgage financing and sets them up for success, making this typically complex process efficient and stress-free.
Nick’s mortgage financing process is seamless. Throughout each step, he works closely with realtors, accountants, and lawyers, committing to timely and consistent communication with his clients and their diverse team of professionals.
With more than 20 years of experience in the financial services industry, Nick has developed a leading set of strategies to help his clients execute their real estate and wealth objectives. He is passionate about working one-on-one to guide them and provide solutions for their financing challenges.
Before moving to Canada, Nick founded and managed his successful mortgage brokerage in Australia. He developed the expertise to assess his clients’ finances and advise them to make the right borrowing decision for their unique circumstances and long-term goals.
Nick prides himself on having a 100% client-centric philosophy. Open communication, respect and integrity are at the core of every decision.
(such as mortgage and other debts) and start building your wealth
and inheritance using our SMART Financial Strategies.
(such as mortgage and other debts) and start building your wealth and inheritance using our SMART Financial Strategies.
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